Hello, I'm Wendy
I've been an independent financial adviser for over 25 years. Starting as an office junior in the early 90's, (when women in the industry were few and far between), rising to director and trusted adviser to several local businesses. I am now located at KGJ in Stourbridge. Somewhat of a home coming, as I started here when I was a young trainee.
As you would expect, I'm fully authorised by the FCA, but what you might not expect, is that I'm down to earth and straight talking. I explain things in plain English and am proud to be born and raised in the Black Country
KGJ
KGJ have been in Stourbridge since the 1960's and have been a trusted company for decades. They offer a wide range of general insurance, commercial insurance and independent financial advice across the entire range of financial services.
Returning after 20 years to join the team, feels reassuringly familiar. I'm older and wiser, but it's still the same faces from all those years ago! It's rare to find that level of longevity and loyalty these days.
KGJ have strong connections with local accountants and solicitors and often work in partnership with them to get the right results for you and your business.
The services I offer
I've been a qualified pension transfer specialist for over 2 decades and am FCA authorised to advise on defined benefit pension schemes. I'm also a certified Discretionary Fund Manager and love studying markets and building portfolios. I hold the advanced qualification in Tax & Trust planning, (essential for effective estate planning), and I'm also very keen to help local businesses protect their assets, minimize their tax bill and thrive in the community.
I offer two types of service. A transaction service, where I offer you advice on the specific area of interest and put any recommendations into place for you. Our relationship ends after I've been paid. This type of service is appropriate for simpler matters, such as arranging life insurance for you or your business, or purchasing an annuity.
For a small number of select clients, I offer an ongoing service. This type of advice is appropriate where the asset in question is essential to your financial well being, for example, your accumulated pension fund, an inheritance, or your own legacy planning. We form an ongoing relationship to make sure everything is on track to reach your goals.
What will a meeting be like?
Fantastic of course!! In all seriousness, if you've never met a financial adviser before, then you might be a bit apprehensive about what to expect.
There are no hard and fast rules because everyone is different, but generally the first meeting is your chance to tell me everything you want to achieve. I'll ask you questions about your circumstances, your finances and your goals. It takes an hour or two for me to get all the basics and for us to decide whether or not we'll make a good partnership moving forward.
What others say
"Wendy helped me with my Final Salary pension. She explained everything really clearly and now I’m in a fantastic position. I see her every year, with regular phone & email contact in between. I cannot recommend her highly enough"
Richard (Cannock)
"I'm really glad I met Wendy because I hadn't got a clue who to trust for advice. She was fantastic and made sure everything was done properly"
Chris (West Midlands)
"My accountant referred me to Wendy. I'm now paying commercial rent into my own pension and saving a fortune in tax.”
Steve (Kingswinford)
"It’s rare these days to be treated like an individual and receive good service. With Wendy, I’m not just a number in a queue or one of 100’s of customers. I feel valued and reassured”
Diane (West Midlands)
“I was first introduced to Wendy 10 years ago. Her direct, fun, open and honest no jargon approach has ensured my ongoing partnership. I use the word partnership specifically because Wendy is brilliant at tailoring her approach to suit my personal circumstances and attitude to risk. Wendy has great insight not only into products but also holistic investing. She manages my SIPP which includes targeted and specific funds, structured products and a commercial property. Returns have been consistently strong and importantly resilient in the face of recent world events. Wendy only invests into products that she on a personal basis would also invest into, and thus a deep shared interest. Looking forward to the next ten years of fun investing”
A.H
